Deferred Gift Annuity
You may be looking for a way to support your favorite causes today while creating a future payment stream for retirement or future income. A charitable gift annuity is a gift made to charity that can provide you with a secure source of fixed payments for your future.

Benefits of a deferred charitable gift annuity
- Receive a charitable income tax deduction for a gift you make today
- Receive fixed payments at a future date or time that you designate (more than one year in the future)
- Benefit from payments that may be partially tax-free
- Further the charitable work of your favorite nonprofit(s) with your gift
Deferred gift annuity video
How a deferred charitable gift annuity works
A charitable gift annuity is a way to make a gift to support your favorite ministries.
- You transfer cash or property to Lutheran Giving.
- In exchange, we promise to pay fixed payments to you for life at a future date or time you select. The payment can be quite high depending on your age, and a portion of each payment may even be tax-free.
- You may benefit from an immediate charitable income tax deduction for the gift portion of the annuity.
- You also receive satisfaction, knowing that you will be helping further the mission of your favorite nonprofit organization(s).
If you don't know when you will retire or need the payments to begin, there are flexible payment options available.
Contact us
If you would like to see a charitable gift annuity illustration, please contact us. We would be happy to answer any questions you may have.